The short version: You pay $497 only if we find at least $1,000 in additional annual rewards. If we find less, your card is never charged. The strategy we deliver is a recommendation — implementing it is your decision.
By using RewardGap ("Service," "we," "us"), you agree to these Terms of Service. If you do not agree, do not use the Service. These terms apply to all users of rewardgap.com.
RewardGap analyzes your business credit card statements to identify potential additional rewards you could earn on your existing spend by using a different card or combination of cards. We deliver a personalized strategy report by email.
RewardGap is an analytical and advisory service. We do not apply for cards on your behalf, manage your accounts, or make any changes to your existing credit arrangements.
How conditional payment works: When you enter your card details, we place a $497 authorization hold — not a charge. Your card is only billed after analysis confirms at least $1,000 in additional annual rewards on your current spend. If we find less, the hold is released and you owe nothing.
If your analysis finds less than $1,000 in additional annual rewards, no charge is made and no refund is necessary — the hold is released automatically.
If your analysis finds $1,000 or more and payment is captured, you may request a refund within 30 days if you believe the analysis was materially inaccurate. To request a refund, email support@rewardgap.com with your business name and the payment intent ID included in your strategy email. Refunds are issued to the original payment method within 5–10 business days.
We reserve the right to decline refund requests that do not meet the above criteria or that appear to be made in bad faith.
Our strategy report is a data-driven recommendation based on the statement data you provide and publicly available card reward structures. It is not financial advice, legal advice, or a guarantee of future earnings.
Reward values depend on how you redeem points or cash back, which varies by card program and personal usage patterns. We use conservative, widely accepted valuations in our calculations but your actual results may differ.
Card issuers may change reward structures, annual fees, or eligibility requirements at any time. We update our card database regularly but cannot guarantee real-time accuracy.
The RewardGap service, including our card database, analysis methodology, software, and website content, is our proprietary property. Your strategy report is licensed to you for personal business use. You may not resell, redistribute, or use our methodology to build a competing service.
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
To the maximum extent permitted by law, RewardGap's liability for any claim arising from your use of the Service is limited to the amount you paid for the Service ($497). We are not liable for indirect, incidental, or consequential damages including lost profits or business opportunities.
We are not responsible for decisions you make based on our recommendations, changes in card reward programs after your report is delivered, or card application outcomes.
The Service is provided "as is." We make no warranty that the Service will be uninterrupted, error-free, or that our analysis will achieve any particular financial result. Reward calculations are estimates, not guarantees.
These Terms are governed by the laws of the State of Michigan, United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Michigan.
We may update these Terms as the Service evolves. Material changes will be noted with an updated effective date. Continued use of the Service after changes constitutes acceptance of the updated Terms.
Questions about these Terms:
support@rewardgap.com
RewardGap
rewardgap.com